Find closest multiple of $20$ to $63$. We see that $3 \times 20 = 60$ is the nearest. Now subtract $60$ from $63$ to get reminder $3$. Add $3$ to quotient.
Find closest multiple of $20$ to $39$. We see that $1 \times 20 = 20$ is the nearest. Now subtract $20$ from $39$ to get reminder $19$. Add $1$ to quotient.
Since $19$ is less than $20$, stop the division. The reminder is $19$. The topmost line $031$ is the quotient. Remove all zeros at the start of the quotient to get the actual quotient $31$.